Banco Finantia's Performance

In 2023, the Bank's results saw a significant improvement, mainly due to the reduction in impairments and provisions, but also due to an increase in the net interest margin and fees, with a net result of €10.4 million for the period.

The Bank maintains solid financial ratios above sector average, with the CET1 and total capital ratios attaining 24.6% at the end of 2023, thus signalling the Group’s robust solvency position.

Financial Solidity*

24,6%

*Measured by the Common Equity Tier 1 ratio

The Bank’s solvency ratios are calculated in accordance with the prudential framework established by Regulation (EU) no. 575/2013 (CRR) and by Directive 2013/36/EU (CRD IV), both issued by the European Parliament and Council, of 26 June 2013 (“Basel III”).

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